About Us

Take the Right Turn with Carnegie


Founded in 1988 to fill the expanding needs of the California auto market, Carnegie has maintained a reliable and growing presence as a recognized leader in the insurance industry.

Carnegie is dedicated to providing quality and innovative insurance products and services. To ensure success, we have a senior management team that averages over 24 years of experience in specialty auto operations and company experience including the formation, ownership, and operation of a General Agency, retail broker, claims administrator, and insurance company.
We are part of the Six Smith Family, Inc. holding company and are currently licensed in Arizona, California, Colorado, Nevada, Oregon, Texas and Washington. While we specialize in non-standard personal auto, we also provide coverage for a wide range of personal and commercial lines products. These currently include commercial auto, motorcycle, sport utility vehicles, collector automobiles, homeowners, watercraft, and manufactured home.
Carnegie’s success is directly attributed to our experience and focus on quality and service. During our growth we have evolved into a general agency with hands-on experience in all phases of the automobile insurance business including claims administration, product development and program analysis. With continuous focus on the ever-changing and diverse needs of our clients, we strive to provide the highest quality of customer service to our policyholders, producers and carriers. Our programs offer low down payments and monthly installments with numerous automated and recurring payment options.  We make every effort to exceed customer satisfaction in all areas of our business practices.

Our Mission

To be a respected and successful business partner by:
  • Focusing on continuous improvement
  • Preserving integrity through uncompromising values
  • Establishing and maintaining trustworthy relationships
  • Offering products and services that provide peace of mind

Two People Looking at a Phone